Interest Bearing Accounts
Expect more from your money when you save at Highlands State Bank®.
In addition to some of the highest
interest rates paid in the area, you’ll enjoy these additional
benefits:
- Free internet banking and bill pay service.
- Free telephone banking (inquiries and transfers).
- Free 24-hour banking with no ATM charges at Highlands States
Bank’s machine.
- FDIC insured protection.
Kids Savings
- A great way to teach your children
about saving.
- Open your child’s account with as little as $10.
- We’ll match your opening deposit (up to $25).
- No monthly fees.
- When your child turns 18, the account automatically converts
to a Highlands State Bank® Statement Savings Account.
Statement Savings
- Combines convenience and accessibility.
- Free ATM card.
- Open your account with as little as $100.
- Earn interest on all balances of just $1.00 or more.
- No monthly service charge when you maintain a minimum daily
balance of $100 or more. (If balance falls below that amount,
a $4 service charge will apply for that statement cycle.)
- Easy-to-read monthly statement.
Money Market Account
- Free MasterCard® Debit Card.
- Open your account with just $1,000 or more.
- Interest paid on all balances of $500 or more.
- Interest rate is tied to 20% of Prime Rate for balances of $500 or more.
- Make up to six transfers or withdrawals each statement cycle. (A $10 per transaction charge
applies for withdrawals in excess of six per statement cycle.)
- No monthly service charge when you maintain a daily balance
of just $1,000 or more. (If balance falls below that amount, a
$10 service charge will apply for that statement cycle.)
PIMMA - Prime Interest Money Market Account
- Free
MasterCard® Debit Card.
- Open your account with just $50,000 or more.
- Interest paid on all balances of $10,000 or more.
- Interest rate is tied to 30% of Prime Rate for balances of $50,000 or more.
- Make up to six transfers or withdrawals each statement cycle. (A $10 per transaction charge
applies for withdrawals in excess of six per statement cycle.)
- No monthly service charge when you maintain a daily balance
of just $50,000 or more. (If balance falls below that amount, a
$20 service charge will apply for that statement cycle.)
Certificates of Deposit
Expect more options and higher earnings when you invest at Highlands
State Bank®.
In addition to some of the highest interest rates paid in the area
and great personal service, you’ll enjoy these extra benefits:
- Free
internet banking.
- Free telephone banking inquiries.
- Convenient monthly statement.
- FDIC insured protection.
Regular CD’s
- Open your Highlands State Bank® CD with as little as $1,000.
- Interest
rate guaranteed for the entire term of your account, compounded
daily and credited monthly.
- Choice of terms to suit your short– or long–term
goals.
- Deposits must remain until maturity or a penalty for early withdrawal
may apply.
Individual Retirement Accounts
- Choose from Traditional, Roth, or Educational IRA’s.
- Start your account with as little as $1,000 or more.
- Interest rate guaranteed for the entire term of your account,
compounded daily and credited monthly.
- Choice of terms to suit your budget and retirement goals.
- Deposits must remain until maturity or a penalty for early withdrawal
may apply
Jumbo CD’s
- Open your Jumbo Highlands State Bank® CD with $100,000.
- Call for our current high yield fixed rates.
- Deposits must remain until maturity or a penalty for early withdrawal
may apply.
For more information on any of our services, ask your Highlands
State Bank® representative, call 973-764-3200
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