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Highlands State Bank® NewsHighlands State Bank® Click here to read the report Highlands State Bank Names Patrick Smith Executive Vice President. Vernon, NJ – December 2011 - Highlands State Bank as announced the promotion of Patrick W. Smith to Executive Vice President. Mr. Smith is currently the bank’s senior lending officer, he will retain that position. Mr. Smith has been with Highlands State Bank for three years. He currently works out of the bank’s main office in Vernon, New Jersey. Mr. Smith and his family live in Montague, New Jersey. Highlands State Bank Names Donald E. Estes Senior Vice President. Vernon, NJ – November 2011 - Highlands State Bank has announced the appointment of Donald E. Estes as Senior Vice President and Commercial Loan Officer of their Totowa Branch at 650 Union Boulevard, Totowa NJ. Donald Estes brings over 30 years of banking experience to Highlands State Bank, having most recently served as Senior Vice President of Mariner’s Bank in Edgewater. Don, and his wife Donna, are lifelong residents of Lyndhurst, New Jersey. Highlands State Bank Names Robert L. Heigl Vice President. Vernon, NJ –October 2011 – Highlands State Bank has announced the appointment of Robert L. Heigl as Vice President and Commercial Loan Officer of their Sparta office at 351 Sparta Avenue. Robert Heigl has over 20 years of banking experience and has previously served as commercial loan officer at Skylands Community Bank. He is a member of the Morris County Chamber of Commerce and a member of the American Business Associates of NJ. Robert resides in Parsippany, NJ with his wife Ellen, they are involved is supporting Project Walk and the Lustgarten Foundation. Deposit Account Interest Rates tied to PrimeHighlands has introduced variable interest rates on money market accounts and interest bearing checking accounts. Interest rates on these accounts float with the Prime Interest Rate and will go up or down as the Prime Rate changes from time to time. The bank offers a high balance money market accounts with interest calculated at 20% of Prime, a regular money market account at 20% of Prime and an interest bearing checking account at 10% of Prime. It's your money. Why pay extra to get it?MoneyPass is Highlands State Bank's® newest way to save you money. You can get cash from the ATM without a surcharge every place you see the MoneyPass logo. MoneyPass has thousands of ATM's around the country. If you are leaving town you can Locate MoneyPass ATMs here. Home Equity LoansHome equity loans and lines of credit at Highlands are still very popular. Our rates are the lowest in our market area. Many local residents are taking advantage of the low interest rates to move their financing from other area banks. Lobby Art DisplayThe lobby display of art work from local artists continues. In addition to the paintings the bank’s lobby has been enhanced with a variety of art such as photography, a recent display of a “911 Memorial Display” to remember the fallen heroes and in the past even a show of hand-made quilts. Highlands State Bank appreciates the opportunity to support our local artists within our community. Desktop Banking is a hit with Businesses of all sizes!Your business can now deposit checks right from your own office. It's safe, secure, convenient and fun! With Desktop Banking you capture the images of your check deposits through a scanner provided by Highlands and transmit the deposit to the bank. You'll receive an email confirming receipt of the deposit and your account gets credited the same day. Because this is done electronically, deposits can be made as late as 6PM and still receive same day credit. Deposits made after 6PM are credited the next business day. If you deposit 5 checks a week, or 500 checks a day, we have a solution for you. Spend more time with your customers, and less time trying to get to the bank!
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