Photo shows a woman paying with a credit card on a portable terminal.

Merchant Services

Your business is unique, and so are its challenges. In today’s competitive marketplace you must balance good customer service with efficient cash management and risk control. That is where Highlands State Bank can help.

What type of business do you manage? Retail, restaurant, health care, services, mail-order, e-commerce? Whatever the business, Highlands State Bank has the solutions you need to optimize your payment processing.

Point Of Sale Solutions

Highlands State Bank understands the way you accept payments varies based on your business and Point Of Sale configuration. That’s why we offer a variety of processing solutions for every need; including brick-and-mortar, mail-order, and e-commerce.

Electronic Gift and Prepaid Cards

Electronic gift cards increase revenue, attract new customers and reduce the fraud and labor associated with paper gift certificates. With our program you select the card design and processing features tailored to your business needs.

Payment Terminals

Stay compliant with the latest cardholder security standards by using our dial, Internet-enabled, wireless terminals, peripherals and applications for smart phones including BlackBerry, iPhone and iPad. If you already own a terminal, we support most existing Point Of Sale terminals, eliminating the need to purchase new equipment.

SolutionsSoftware and Internet Products

Turn any PC with an Internet connection into a powerful processing solution for face-to-face and card-not-present transactions. We also offer free integration support and compliance assistance.

Our payment processing solutions help improve cash flow, minimize collections risk and better serve your customers, all while meeting stringent security standards to protect cardholders. To discuss the various options available for your business, visit your local Highlands State Bank branch.

Bank Anytime, Anywhere!

Photo shows man using smartphone on train platform.

Download our mobile banking app today to take advantage of the ability to bank anytime, anywhere, at your convenience.

Download the mobile app from the Apple App Store or from Google Play for Android Phones. For more information visit your local branch to receive a free demo.

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