We understand life happens fast—that’s why at Highlands State Bank our experienced loan officers are committed to getting you the money you need, when you need it.
At Highlands State Bank we’re known for our ability to make quick decisions. That’s because all our loan decisions are made locally. Because our loan officers work and live here too, they’ll understand your needs and the unique challenges facing the community.
Use the equity you’ve built up in your home to finance all of life’s challenges: from home renovations to unexpected medical bills.
Keep extra money within reach for moments when you need it most by opening a line of credit. You’ll only pay interest on money withdrawn, and your interest might even be tax deductible.
Flexible and reliable solutions to purchase a new car or repair old damage.
Looking to purchase a new home or refinance your current mortgage? Highlands State Bank has the expertise and experience to find you the right loan, whatever your needs may be. See the wide variety of home financing options we have to offer.
Whether you’re looking to purchase a new car or a new roof, we have the loan to match, and the friendly personalized service to help make it happen. To discuss the various options available visit one of our branches or call our loan department at 973-764-3200 ext. 1111 and let us show you how we can help with all of your financing needs.
Highlands State Bank Company ID: 472214
Julie Boerner NMLS # 629524
James Cha NMLS # 180502
Robyn Clancy-Merwede NMLS # 896943
Denise DeFlorio NMLS # 1566906
Peter DeVico NMLS # 93850
Joseph L Ennis Jr. NMLS # 61431
Sherri J Grayson NMLS # 974419
Robert G Marcantonio, NMLS # 87096
Andrew Muro NMLS # 416554
Mark O'Sullivan NMLS # 248546
Eugene Park NMLS # 575818
Francesco Perez NMLS # 93879
Kathy Petryk NMLS # 629532
Jose Placencio NMLS # 1471814
Joseph Sainato NMLS # 768658
Scott Scarpelli NMLS # 243165
Steven Testa NMLS # 460176
Mary Ziegler NMLS # 771046
For billing error inquiries, please mail to:
Highlands State Bank
Attn: Loan Department
P.O. Box 160
Vernon, NJ 07462
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